Skip-a-Payment allows you to postpone your loan payment (s) without impacting your credit rating. Interest will continue to accrue during the month(s) the payment is skipped.  To request a Skip-A-Payment, fill out the form and click Submit.

Input the last 4 digits of your Social Security Number

Type in the Loan Suffix that you you want to skip the payment for (i.e. L-2)

Type in the month you want to skip your loan payment

How many days would you like to skip?

HSFCU Auto Loans (New or Used), Personal (Signature) Loans and Share Secured Loans are eligible for Skip-A-Payment.  An eligible loan is a consumer loan that has been opened longer than 12 months, and has not been delinquent in the preceding 12 months. Eligible loans may have a maximum of 2 (two) skipped periods in a 12-month period. There is a $25.00 skip payment fee per loan.

*Please Note:  Home Equity Loans, Drive4Less Loans, and Holiday Loans are not eligible for Skip-a-Payment. 

A credit union representative will contact you if any additional information is needed to process your request or if your request is denied.